Unlisted My Ass
Yesterday, I contacted a lady named Christina at the Federal Trade Commission. I filed a complaint. The complaint was based on the fact that they somehow tracked my number down, even though I have nothing to do with the account and my number is unlisted. She recommended that I call the NC State Attorney Generals office as well. Today, I got in contact with Rosemary at the State AG Office. She said that there is nothing they could do to help me. She also added that MBNA probably used a method called Skip Tracing. This is where you search records on the internet to find information. If you have ever filled out an application for anything and it was put in a computer anywhere, your information exists. Here are a bunch of links to skip tracing sites: http://www.google.com/search?hl=en&q=skip+tracing .
MBNA will not call anymore. They have been warned about a lawsuit. This method of collections is a bit disturbing though. If you have ever filled out an application you probably included your SS# as well. In a time where identity theft is looming so large, you would think that the government would crack down on these practices, but they don't. I would understand the law enforcement agencies right to skip trace, but a credit card company? What gives them the right? Be aware, be very aware. Your information, as much as you think it is hidden and safe, is open for the taking and big brother is turning it's head at such practices. You are exposed and you are now warned.